It struck me one day. Here I was, walking down the street, when suddenly my mind’s voice said to me, “Phanuel, you must understand that you have never lost out on anything in your life.” I stopped and asked myself, “So what has been happening?” The voice said, “You have been gaining, gaining, gaining. All the things that you thought you had missed are actually in a ‘bank’ account from which you are free to withdraw both the principal sum…